信用卡


At San Francisco Federal Credit Union, OD体育官网买球相信为会员提供最优质的金融产品和服务,让他们养成明智的购物习惯. That’s why we offer an array of credit card options, 每个人都有一套独特的利益,以最好地满足您的个人需求. The thing they all have in common? Unbeatable rates – 低至3.4月20日.*

签证铂 credit card

签证铂 Rewards**

  • Earn 1% cash back for everyday purchases
  • 利率 低至3.4月20%
  • 没有年费
  • No Balance Transfer Fee
  • No Foreign Transaction Fees
  • No Interest Charged for 25 days
  • Low monthly payments of only 1% of account balance

Already a member > of of the credit union

Visa Classic Secured credit card

Visa Classic Secured

  • To help members establish or reestablish credit
  • 9.4月99% (based on Prime)
  • 没有年费
  • No Interest Charged for 25 days
  • ApplePay, Android Pay, Samsung Pay

Already a member > of of the credit union

Visa Student Platinum credit card

Visa Student Platinum Rewards**

  • Earn 1% cash back for everyday purchases
  • 7.74% APR (based on Prime)
  • 没有年费
  • No Balance Transfer Fee
  • No Foreign Transaction Fees
  • No Interest Charged for 25 days

Already a member > of the credit union


利率

Credit Card 产品s

签证产品
产品As Low As APR¹ %
VISA® Platinum3.20%
Signature Line of Credit7.00%
学生签证7.74%
Last Updated: 09/01/2021

View Consumer Lending 利率 PDF

1Annual Percentage 利率. 对所有贷款, 实际的年利率在作出信贷决定时确定,可能高于可用的最低利率. 信用记录、贷款期限和贷款金额都是决定利率的因素. Not all borrowers will qualify for the lowest rate. 没有任何提前偿还贷款的罚款. All loans are subject to credit approval. As of the date of this disclosure, the Prime Rate is 3.25%.


Peace Of Mind For Your Plastic

Your card is equipped with protective features to keep your financial life running smoothly. 您将享受Visa®提供的所有保障,包括旅行保障和紧急援助. Additionally, we offer loan protection 为意外的生活事件或开支提供经济困难援助.

Fraud Prevention Tips to protect your credit cards

  • 避免为多个信用卡/帐户使用同一个密码
  • Don’t wait to report lost or stolen credit cards
  • 保留信用卡收据,以便通过网上银行比较购买的商品
  • 撕碎包含敏感信用卡信息的文件,如信用卡对账单
  • 网上购物时,避免点击可疑的链接/网站
  • Protect your pin and never store them with your credit cards
  • Review your credit report regularly to find irregularities

资源 for cardholders

在刷信用卡时做出正确的财务选择需要在你的指尖上有必要的工具和资源. At San Francisco Federal Credit Union, OD体育官网买球提供财务建议和指导,以确保您能够以最好的方式充分利用您的信用卡.

OD体育官网买球 for more information or call 415.775.5377

*APR=Annual Percentage Rate. APRs accurate as of October 1, 2021. Variable rate loan, max. 4月17日.99%. No annual fees. Regular variable APRs 3.20% to 17.99%, subject to change.

**OD体育app买球VISA®白金奖励条款及条件:通过使用您的OD体育app买球VISA®白金奖励信用卡购物可获得奖励(也称为“返利”). 在世界各地接受Visa®的地点购物,可获得1%的奖励, up to $500 per year. 所有获得的奖励将反映在您的季度帐单,并将自动和每年5月31日赎回的奖励作为存款到您的普通股份帐户. Your rewards will not expire. Purchases returned for credit do not earn a reward, 您的余额将被调整,在事件的购买被退回或信用调整是另外发出. 为了赚取和赎回奖励,您的账户必须保持开放,并且在任何信用卡协议下不违约. 奖励不是通过预支现金、余额转账、费用、贷款余额或财务费用获得的. All rewards that have been accumulated, but have not yet been paid, 将于您的旧金山联邦信用联会Visa®白金帐户终止时届满, whether terminated by you or us. 对于共同帐户持有人与/或帐户持有人与授权用户之间与奖励有关的争议,OD体育官网买球概不负责. Excludes Visa® Classic card. Must be at least 18 years old to apply.

No interest charge for 25 days on purchases only. 现金预支和余额转帐的利息从交易日开始计算.

在开户日起的前60天内,任何余额转账都是免费的. 任何在60天之后转账到您的账户的余额将收取转账金额的1%. Excludes Visa® Secured.

Visa®白金奖励卡可获豁免最高1%的外汇交易费用(每次交易以美元结算). 每月最低还款额是总余额的1%,也就是15美元.00, whichever is greater.


常见问题

How do I get my rewards?

奖励金额返回到会员的S1(储蓄)账户

When will I receive my rewards?

You will receive credit card rewards once a year, in June.

What happens to my rewards if my credit card is closed?

如果您的帐户被关闭或默认,您将丧失任何累积的奖励.


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